OpenPayd Secures MiCA Authorisation as Regulated Stablecoin Demand Rises Across Europe

OpenPayd has secured authorisation under the EU’s Markets in Crypto-Assets (MiCA) framework, giving it a single regulated route to offer stablecoin infrastructure across the EEA. For PSPs, exchanges and treasury-heavy high-risk merchants, the practical point is simple: one licence can now cover fiat-to-stablecoin flows, custody, wallets and transfers across major blockchain networks.

1. OpenPayd launched its stablecoin infrastructure one year ago, and since then usage has expanded into treasury, settlement and cross-border payment flows. The company says businesses are increasingly looking for regulated ways into the digital asset economy rather than stitching together offshore or fragmented setups.
2. The firm says it now processes more than $240 billion in annualised volume for over 1,100 businesses globally, including Kraken, eToro, OKX and B2C2. That scale matters because stablecoin rails are not being built in a vacuum; they are being folded into existing payment, trading and treasury operations.
3. Under MiCA, OpenPayd can operate as a regulated crypto-asset service provider (CASP) across the EEA through a single licence. In practice, that means regulated crypto-asset services can be offered to clients across Europe without having to treat every jurisdiction as a separate regulatory puzzle.
4. The authorised services include fiat-to-stablecoin on- and off-ramping, custody, wallet infrastructure and global stablecoin transfers across major blockchain networks. OpenPayd says businesses can move and manage money across traditional financial rails and digital assets through a single API.
5. CEO Iana Dimitrova said MiCA gives businesses “the assurance to leverage digital asset technology” for payments and treasury. She also framed the authorisation as part of OpenPayd’s broader investment in regulatory infrastructure and global connectivity across fiat and digital asset services, alongside its existing regulatory permissions and banking network.

For high-risk operators, this is the kind of development that affects provider shortlists fast: regulated stablecoin infrastructure is moving from a nice-to-have to a route around friction in treasury, settlement and cross-border payouts, and MiCA is becoming the reference framework for doing that in Europe.