Kredos, P2P_LAB, Royal Finance, and NeoPay face trader payout complaints in October-February cases

Several payout disputes have surfaced across Kredos, P2P_LAB, Royal Finance, and NeoPay, with traders reporting unpaid or reversed amounts from $1,000 to $2,355. For PSPs and high-risk operators, the detail that matters is simple: once settlement starts slipping, the operational problem quickly turns into counterparty trust damage.

1. Kredos is being accused of not paying out another trader’s $1,000. The trader says the relationship started in October, but the platform has now not been in contact for one month.
2. A trader also complained about a problematic payment with P2P_LAB for $1,000. The trader asked for the money to be returned and said they are convinced the platform has “gone scam,” which, in practice, is the sort of language people use when communication has already broken down.
3. Royal Finance is facing a separate complaint involving $2,000 that, according to the trader, was transferred because of an employee error on the platform side. The parties reportedly agreed to split the compensation into parts, but on the day the first scheduled reimbursement was due, the platform said it had changed its mind and would not compensate after all.
4. The same Royal Finance case is described as having forced the exchange that provided the working funds to cover the loss from its own pocket after waiting for the platform’s compensation. The complaint is being framed alongside broader criticism of the platform’s traffic quality and what the trader describes as unfair treatment.
5. NeoPay has reportedly not paid out $2,355 to a trader since February. The trader says the connection was set up by someone named Misha, who is now promoting Ravil MVP, and is warning others to be careful.

For high-risk PSPs, these cases are not about the optics of one unhappy trader. They are about payout discipline, contactability, and whether a platform can keep counterparties waiting without immediately turning a balance-sheet issue into an ecosystem-wide dispute.