Orbital plans US expansion in Miami as stablecoin and cross-border payment demand picks up

Orbital has said it will establish a US presence in Miami, Florida, as it looks to serve growing demand for regulated payment infrastructure linking the US with international markets. For PSPs and cross-border payment businesses, the interesting part is not the geography but the mix: onshore USD settlement, stablecoin rails, and the licensing work that comes with both.

1. Orbital’s US entry will be phased. The company says it will first pursue relevant US regulatory approvals and money transmission licences, then build out dedicated in-market capabilities over time.
2. The timing reflects two things happening at once: Orbital’s international clients want deeper US connectivity, including access to onshore USD settlement infrastructure and better support for US-linked counterparties and payment flows; and the GENIUS Act has created a federal framework for US payment stablecoins, which has accelerated activity among financial institutions and payment businesses building stablecoin infrastructure.
3. Orbital already runs payments for global businesses across traditional currencies, stablecoins and more than 80 exotic currencies through a single platform. The company says it processes around $12 billion in annualised volume and has spent more than eight years in the payments business.
4. The company is leaning on compliance credentials it says include SOC 2 Type 2, ISO 27001:2022, CSA Trusted Cloud Provider status and Cyber Essentials Plus. In practice, that is the sort of paperwork and control set that matters when a provider wants to sell itself as enterprise-grade across both traditional rails and stablecoins.
5. Miami was chosen as a hub for cross-border payment flows, digital asset businesses and companies serving Latin America. Orbital says its initial US focus will be B2B payment providers, PSPs, cross-border payment and remittance businesses, and crypto and digital asset companies that need regulated multi-currency infrastructure linking the US with the UK, Europe and emerging markets.

Orbital says it expects to put the key foundations for its US presence in place over the next 12 to 18 months while continuing to expand its broader international payment coverage. For high-risk operators, that is a straightforward reminder that US access is still less about “launching in America” and more about building the right regulatory stack, settlement access and partner network around it.