Pay.io launches a non-custodial crypto payment gateway for B2B iGaming operators

Pay.io has launched a crypto payment gateway for B2B iGaming operators, packaged as a Platform as a Service (PaaS) offering. The main point is not the checkout screen; it is the plumbing behind it: orchestration, wallet administration, approvals, reporting, and integration with an operator’s existing stack.

1. The service is built around three components: the Payment Gateway, the Merchant Console, and the Cashier UI. Pay.io says this setup is meant to let operators manage digital asset payments without building each blockchain-related piece separately.
2. The Payment Gateway is the technical core. Pay.io describes it as an instructional layer that turns business requirements into secure commands for transaction execution. Operators can use it with the Cashier UI or connect their own interface through APIs, with authentication described as using an API key, a unique nonce, and an RSA-SHA256 signature.
3. Pay.io says the architecture is non-custodial, meaning it does not hold or control merchant funds. Instructions are passed to licensed custodians for execution, while transaction information is returned to the merchant environment. For operators, that means the platform is framed around visibility, reconciliation, and wallet configuration rather than custody.
4. The Merchant Console is the administrative layer. Pay.io says operators can use it to manage hot and treasury wallets, review transaction flows, configure security rules, and oversee approvals. It also includes reporting for finance and operations teams, with transaction records showing hashes, fees, and timestamps, plus export functionality for reconciliation.
5. Security controls include role-based access, multi-party authorisation, and FIDO2 passkeys for additional approval protection. In practice, that makes the platform more than a payments widget: it is meant to define the process around withdrawals and other sensitive movements inside an operator’s own environment.