ACI Worldwide and dLocal add Pix, OXXO and SPEI to one integration for Brazil and Mexico

ACI Worldwide has partnered with dLocal to route six local payment methods in Brazil and Mexico through ACI’s Payments Orchestration Platform. For global merchants, the point is simple: one integration instead of stitching together separate local connections, compliance setups and settlement paths market by market.

1. Merchants can start processing immediately across two of Latin America’s most important markets using six instruments: Pix, PicPay, Mercado Pago and NuPay in Brazil, and Mercado Pago, OXXO and SPEI in Mexico. Argentina, Chile, Colombia and Peru are scheduled for a later phase.
2. The commercial logic is built around how Latin American payments actually work. dLocal says alternative payment methods, including e-wallets, real-time bank transfers and instant payment schemes, account for roughly half of all online transactions across the region, according to its Emerging Markets Payments Handbook 2025. That makes card-only acceptance a weak setup for merchants that want to grow in the region.
3. Brazil’s Pix is the clearest example of why this matters. The Central Bank of Brazil has confirmed that Pix has crossed 170 million registered users since its 2020 launch, making it one of the fastest-adopted real-time payment schemes globally. In practice, if a merchant wants Brazil volume, Pix is not a side option.
4. The orchestration angle is the operational shortcut. A merchant connecting directly to Pix, SPEI and OXXO independently would face multiple local entity requirements, separate compliance obligations and integration overhead that can take months of engineering time. ACI’s platform handles routing, fraud scoring and payments intelligence on top, while dLocal provides the local network and in-market connectivity.
5. Vlademir Santos, head of sales Brazil at ACI Worldwide, said the setup is meant to give merchants access to locally trusted payment instruments without giving up control over transaction routing. Horacio Raviolo, head of commercial partnerships at dLocal, described it as local depth paired with global scalability. The companies did not disclose commercial terms or name any merchant clients already onboarded.

The competitive backdrop is already crowded. Primer, Spreedly and Checkout.com’s orchestration layer are all making similar single-integration pitches to enterprise merchants. The difference here is dLocal’s existing local network across Latin America, Africa, Asia and the Middle East through its “One dLocal” platform structure, which gives ACI a way into markets it would otherwise need to build or acquire connectivity for.