FIxa uses SBP QR payments for wallet top-ups through LLC NKO “ELPLAT” in Russia

FIxa’s payment flow is built around SBP QR, with the merchant descriptor set to wallet top-ups and MCC 6050. For high-risk operators, the relevant detail is the processing chain: the legal entity is LLC NKO “ELPLAT,” and the receiving bank is ELPLAT.

1. The payment method is QR SBP, the Russian Faster Payments System (SBP) QR code flow. For operators in high-risk verticals, that usually means a bank-transfer rail rather than card acquiring, with the operational and compliance profile that comes with it.
2. The merchant category is listed as wallet top-up with MCC 6050. That combination matters because wallet funding is a common wrapper for flows that do not present themselves as plain card-not-present gambling or betting traffic.
3. The legal entity is LLC NKO “ELPLAT”, and the receiving bank is ELPLAT. In practice, that gives counterparties a named local payment entity and bank side to map in their risk and settlement checks.
4. The source also points to FIxa, which suggests the payment setup is tied to an online casino operation rather than a generic retail use case.