Apple Pay and Google Pay FTD offer in EUR: 5.5% pay-in, 0.3€ approved-only, T+4 settlement in USDC

A new affiliate-FTD offer is being marketed for Apple Pay and Google Pay traffic in EUR, with pay-in priced at 5.5% and an approved-only fee of 0.3€. For high-risk PSPs, the useful detail is not the headline tagline — it is the payment stack, the settlement terms, and the narrow ticket range.

1. The offer is explicitly limited to only affiliate-FTD traffic and is denominated in EUR. The payout window is set at 10 - 1000 EUR, which tells you this is aimed at relatively controlled first-deposit flows rather than broad retail traffic.
2. Pricing on the pay-in side is listed at 5.5%, with an additional approved only charge of 0.3€. In practice, that means the economics are tied to approval performance, not just raw volume.
3. Settlement is stated as 1%, with T+4 settlement in USDC. The reference to XE.com suggests the operator is using market FX reference pricing rather than a custom internal rate.
4. The stack is built around Apple Pay and Google Pay, which is the part PSPs and acquirers will care about first: wallet-based acceptance, short settlement delay, and crypto-denominated payout mechanics in the back end. The offer is being handled via @manager_paymentshub.