Z.ro Global Payments launches a Brazil-first platform for payments, FX and crypto in one integration

Z.ro Global Payments, formerly Z.ro Bank, has launched a platform that combines payments, foreign exchange and crypto in a single connection. The setup is aimed at companies operating in Latin America, plus banks, brokers and FX correspondents in Brazil that need infrastructure for instant international payments.

1. The platform will be available in Brazil, Argentina, Chile, Peru and Mexico, and Z.ro says it can be used in WhiteLabel form or via API. For a PSP or bank partner, the pitch is straightforward: one integration instead of stitching together separate providers for payments, FX and, where relevant, stablecoin settlement.
2. Z.ro says the system includes a multicurrency internet banking layer and is designed to reduce costs, timelines and failure points created by fragmented cross-border operations. According to Rafael Lavezzo, CEO of Z.ro International, a company selling in Latin America may otherwise need one payments provider per country, another for FX and, depending on the flow, a third for stablecoin settlement.
3. The company says that in Brazil it has already processed more than R$ 50 billion in payments for globally operating clients including Binance, Skrill, Paysafe, Flutter, Playtech and Sportingtech. That matters because it places the new platform in a live high-risk processing environment, not in a slide deck.
4. Edísio Pereira Neto, president of Z.ro Global Payments, said the company has more than R$ 200 million in annual contracted revenue for next year, before any revenue from the new platform is counted. He also said the business expects to keep growing without material cost pressure, while maintaining EBITDA margin above 30%; its direct cost base is reportedly led by cloud spend, which exceeds R$ 10 million a year.
5. The launch also comes with a management reset: Z.ro says it has added executives with international payments experience in recent months, including Rafael Lavezzo as CEO of Z.ro International. For counterparties evaluating the company, that is a signal that Z.ro wants to present itself not just as a processor, but as a cross-border infrastructure layer.

For high-risk merchants and PSPs, the practical question is whether this kind of bundled stack reduces operational drag enough to justify deeper dependency on one provider. Z.ro is clearly pitching the answer as yes.