Cedar Money and Noah link regulated onboarding with stablecoin rails for Africa cross-border payments
Cedar Money has formed a strategic partnership with Noah to enable compliant payment flows between Africa and international markets. For high-risk PSPs, the key point is simple: Cedar is taking the regulated onboarding and compliance load, while Noah supplies the stablecoin-based settlement rails.
- Cedar Money is a regulated cross-border payments and FX infrastructure firm focused on emerging markets, with a particular focus on Africa. In this setup, Cedar acts as the onboarding and compliance layer, handling KYC, AML, sanctions screening and PEP checks under its financial institution licence.
- Noah is an API-first stablecoin payments platform. Its stack includes named virtual EUR and USD accounts and programmable payouts in multiple currencies, which is the part that matters if you are trying to move B2B money without making the operational team miserable.
- The partnership is aimed at a long-standing problem in global B2B trade: underwriting African merchants against Western compliance requirements. The combined pitch is that businesses get regulated access on one side and modern payment rails on the other, with faster settlement and less operational friction.
- Cedar’s regulatory credentials include registration with the US Financial Crimes Enforcement Network (FinCEN), Canada’s Financial Transactions and Reports Analysis Centre (FINTRAC) and under the Bank of Canada’s Retail Payment Activities Act (RPAA). For PSPs and banking partners, that is the bit that tells you this is being framed as a compliance-first route into the flow.
- Noah says its stablecoin rails can settle transactions into Europe, the US, Asia and further afield. The companies say testing is finished and live transactions are already flowing, so this is not a whitepaper exercise.
Benjy Feinberg, CEO of Cedar Money, said Africa is a significant opportunity for global trade finance, but access has been gated by compliance complexity. Shah Ramezani, founder and CEO of Noah, said the partnership gives Noah a differentiated path into African markets through Cedar’s compliance depth.
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