Terms & Disclaimer

These Terms of Use and the Editorial Disclaimer below (together, the "Terms") govern your access to and use of Payments High Risk (the "Site") and all articles, news, guides, and other materials published on it (the "Content"). By accessing or using the Site, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, please do not use the Site.

Who we are

Payments High Risk is an independent editorial media outlet covering the high-risk payments industry — including high-risk merchant accounts and acquiring, payment processing and PSPs, chargebacks and chargeback management, KYC/AML and compliance, card-scheme rules, and payments for verticals commonly classified as high-risk. We are not a payment provider, bank, acquirer, or PSP. We do not process payments, open merchant accounts, or sell payment-processing services. Our role is to inform, explain, and analyze.

The Site is operated by PaymentsHighRisk Corp (Cyprus). References in these Terms to "we," "us," or "our" mean PaymentsHighRisk Corp.

Informational purpose only — no advice

All Content on the Site is provided for general informational and educational purposes only. It is not, and must not be relied upon as, financial, legal, tax, accounting, compliance, regulatory, or investment advice, nor a recommendation, solicitation, or offer to enter into any transaction or to use any particular product or provider.

Reading the Site, contacting us, or otherwise interacting with the Content does not create any client, advisory, fiduciary, consultant, or professional relationship between you and Payments High Risk or PaymentsHighRisk Corp. Your business decisions remain entirely your own. Before acting on anything you read here, you should obtain advice tailored to your circumstances from suitably qualified professionals — such as licensed legal counsel, compliance specialists, tax advisers, and your own payment partners.

Independence and third-party names

Payments High Risk is editorially independent and vendor-neutral. We are not affiliated with, sponsored by, endorsed by, or acting on behalf of any of the payment providers, banks, acquirers, PSPs, card schemes (including Visa and Mastercard), regulators, or other organizations we write about. Any company, product, brand, or scheme names used on the Site are used purely descriptively, for identification, reporting, commentary, and analysis. All trademarks and brand names remain the property of their respective owners, and their use does not imply any partnership or approval.

Accuracy and a fast-moving landscape

We aim to publish accurate, well-researched Content, but we make no warranty or guarantee — express or implied — as to its accuracy, completeness, timeliness, or fitness for any particular purpose. The high-risk payments environment changes quickly: scheme rules, regulatory requirements, fees, onboarding criteria, and provider policies can and do change without notice, and Content may become outdated. Always verify any critical information against official, primary, and current sources (for example, the relevant card scheme, regulator, or provider) and confirm it with qualified professionals before relying on it.

External links

The Site may contain links to third-party websites and resources. These are provided for convenience only. We do not control, monitor, or assume responsibility for the content, accuracy, availability, or practices of any external site, and the presence of a link does not constitute an endorsement, recommendation, or warranty by us. Accessing third-party sites is at your own risk and subject to their own terms and policies.

Intellectual property and permitted use

Unless otherwise stated, the Content on the Site — including text, layout, graphics, and original analysis — is owned by or licensed to PaymentsHighRisk Corp and is protected by applicable intellectual-property laws. You may view, read, and share the Content for your own personal, non-commercial reference, and you may quote brief excerpts provided you give clear attribution to Payments High Risk with a link back to the original page.

You may not copy, republish, redistribute, scrape, mirror, sell, or create derivative works from the Content at scale or for commercial purposes without our prior written permission. You agree not to use the Site unlawfully, to disrupt its operation, or to misrepresent its Content or your relationship with us.

Limitation of liability

To the fullest extent permitted by applicable law, the Site and its Content are provided on an "as is" and "as available" basis, without warranties of any kind. PaymentsHighRisk Corp, its team, and its contributors will not be liable for any direct, indirect, incidental, consequential, special, or exemplary loss or damage — including lost profits, lost business, regulatory penalties, or losses arising from reliance on the Content or from your use of, or inability to use, the Site — even if advised of the possibility of such loss. Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited.

Changes to these Terms

We may update or revise these Terms from time to time to reflect changes in our practices, the Content, or applicable law. Any changes take effect when the updated version is published on this page, and your continued use of the Site after that point means you accept the revised Terms. Please review this page periodically.

Last updated: 2026-06-04.