Habibmetro picks BPC’s SmartVista for card issuing and transaction processing upgrade

Habib Metropolitan Bank (Habibmetro), the Pakistan-based subsidiary of Switzerland’s Habib Bank, is moving its transaction processing and card issuing onto BPC’s SmartVista platform. For high-risk payment teams, the useful bit is not the vendor nameplate; it is the scale: the bank says it already processes more than 3.2 million transactions a day and serves over 850,000 cardholders.

1. Habibmetro says SmartVista will support “advanced card propositions” and “improved transaction performances” for its card base. In practice, that means the bank is using the platform to modernise the plumbing behind issuing and authorisation rather than treating cards as a standalone product line.
2. The upgrade is also meant to open the door to new card programmes, including physical debit cards and virtual cards, plus GooglePay functionality. For PSPs and merchants working in higher-risk verticals, that usually matters because issuer-side product breadth can determine which payment methods are actually available to customers in a given market.
3. The bank also says SmartVista will help it comply with the latest certifications and mandates for multiple international payment schemes and PayPak, while strengthening acceptance readiness across its ATM and branch POS (point-of-sale) network. That is the operational part of the story: scheme compliance and terminal readiness are what keep issuing and acceptance from drifting apart.
4. This is the second collaboration between Habibmetro and BPC in the past year. In June 2025, the Karachi-headquartered bank launched BPC’s SmartVista Fraud Management, becoming the sixth bank to use the vendor’s service. So BPC is not just selling one module here; it is getting deeper into the bank’s stack.
5. Habibmetro was established in 1992 and offers current and savings accounts for individuals and businesses, along with financing options. For payment providers evaluating Pakistan, the relevant point is that this is an established bank with enough transaction volume to make infrastructure changes worth tracking, not a fresh launch looking for press coverage.