PayID P2C offer in Australia: 7.5% pay-in, 5% pay-out, T+1 settlement in USDT or AUD

An Australian PayID P2C offer is being marketed with a 7.5% pay-in rate and 5% pay-out rate, plus T+1 settlement in USDT or AUD. For high-risk PSPs, the key detail is less the headline rate than the settlement and limit structure: 30-5000 AUD per transaction.

1. Pay-in is priced at 7.5%, while pay-out is set at 5%. Those are the only commercial terms given, so there is no additional information here on rolling reserves, chargeback handling, or scheme-level costs.
2. Settlement is listed at 0% with T+1 timing, and the payout currencies are USDT and AUD. In practice, that means the offer is being framed around next-day settlement rather than delayed reconciliation cycles.
3. The stated limits are 30-5000 AUD for both in and out. For operators, that matters because it defines the usable ticket size before you even get to pricing.
4. The offer is presented as a PayID P2C product for Australia. The source provides no further details on the acquiring stack, the PSP behind it, or any regulated entity involved.

For high-risk merchants, this is a simple commercial snapshot rather than a full underwriting package. The unanswered questions are the usual ones: who is actually settling the flow, what the risk controls are, and whether the rates hold once volume and dispute patterns are tested in production.