Pomelo’s Global Card lets companies issue Visa or Mastercard cards in more than 150 countries
Pomelo has packaged cross-border card issuance into a single product: Global Card, which lets banks, fintechs and crypto companies launch Visa or Mastercard programs denominated in dollars or stablecoins in more than 150 countries. For high-risk issuers, the key point is not the branding but the operating model: one integration, no local physical presence, and no separate infrastructure stack for every market.
- Global Card is designed for companies that need to issue cards beyond a single domestic market. Pomelo says the product can be used to launch programs for users in more than 150 countries, without requiring physical presence or local infrastructure in either the origin or destination market. That makes it a fit for companies validating demand in new countries before committing to longer-term local setups.
- The product supports Visa and Mastercard cards denominated in dollars or stablecoins. Pomelo also says it includes pre-assigned BINs (bank identification numbers), optimized implementation flows, and instant issuance of virtual cards that can be used within seconds in digital wallets and online purchases.
- For physical cards, Global Card includes international production and distribution with door-to-door delivery to users in different markets. In other words: the program is not limited to digital issuance, which matters when a business needs both online spend and a card that can land in the customer’s hands.
- Pomelo says it controls the infrastructure end to end, which allows customers to configure rules, controls, features and user experiences for each card program. That gives issuers more room to build products that are not just copies of a standard template.
- On the financial operations side, Global Card centralizes card network reconciliation, collateral management and unified settlement in US dollars (USD) and USDC. For teams running multiple markets from one structure, that is the part that usually turns into the real workload, so centralizing it is the commercial point of the product.
Pomelo frames Global Card as a response to the shift away from local-by-local expansion. The old model required separate infrastructure, regulatory work, financial relationships and integrations for each market; the new model is built for companies that want to test, launch and scale internationally without rebuilding the stack each time.
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