ACI Worldwide and dLocal add Brazil and Mexico local payment methods to ACI Payments Orchestration Platform

ACI Worldwide and dLocal have launched a partnership that gives global merchants access to local payment methods in Brazil and Mexico through the ACI Payments Orchestration Platform, with Argentina, Chile, Colombia and Peru set for a later rollout. For merchants selling in high-risk-adjacent markets, the point is simple: if you want conversion in Latin America, cards alone are not the whole story.

1. Merchants can start processing today with six local payment methods across the two live markets: Pix, PicPay, Mercado Pago and NuPay in Brazil, plus Mercado Pago, OXXO and SPEI in Mexico. That matters because the partnership is not a future roadmap item; it is an immediate integration path through ACI’s orchestration layer.
2. The setup is designed for ACI’s enterprise merchants and fintech partners, who can expand into Latin America through a single integration while keeping control over their payment strategy. In practice, that means less time stitching together market-by-market connections and more time deciding which local methods to present where.
3. ACI says the combination of dLocal’s local network with its own fraud prevention, payments intelligence and orchestration tools should help merchants improve conversion rates, manage risk more effectively and accelerate onboarding into Latin America. For PSPs and merchants, that is the usual trade-off package: fewer declines, more local methods, and one more layer of orchestration between the merchant and the rails.
4. The regional context explains why this is happening. Latin America has more than 638 million consumers, internet penetration above 75% and smartphone adoption above 80%, yet payment preferences still vary sharply by country. Alternative payment methods, including e-wallets, real-time bank transfers and instant payment schemes, account for around 50% of online transactions across the region.
5. Brazil’s Pix now has more than 170 million users, and account-to-account transfers play a critical role in e-commerce in markets such as Colombia. The obvious implication for merchants is that relying only on card acceptance can leave conversion on the table in some of the region’s fastest-growing digital commerce markets.

Launch coverage starts with Brazil and Mexico, while Argentina, Chile, Colombia and Peru are planned for the next phase. For high-risk operators and their payment teams, the commercial question is not whether Latin America is fragmented; it is whether your PSP stack can speak the local payment language fast enough to matter.