India UPI quasi / P2P offer: payin at 5%, payout at 2.8% + 6 INR, instant settlement

An India-focused UPI offer is being pitched for quasi and P2P flows, with either flow available. For high-risk operators, the headline numbers matter: 5% payin, 2.8% + 6 INR payout, and instant settlement with T+0.

1. The offer is built around UPI in India and is explicitly aimed at quasi and P2P flows, with the seller saying either flow can be chosen. That makes the structure relevant for operators that need to separate acquisition logic from payout rails without changing the underlying market.
2. Pricing is listed as payin: 5% and payout: 2.8% + 6 INR. For PSPs and merchants, that is the part to compare against existing India stacks: entry cost on collection, then a fixed-plus-variable fee on disbursement.
3. Settlement is described as instant, T+0. In practice, that is the operational detail that matters most for treasury and risk teams, because it changes how much working capital has to sit between incoming volume and outbound settlement.
4. The integration type is listed as H2H / PP. In other words, the offer is being positioned for either host-to-host connectivity or a payment-page flow, which gives acquirers and PSPs a choice of implementation model rather than a single technical path.

The post also points readers to direct contact via @manager_paymentshub and references High-Risk PaymentsHub, but the commercial points above are the only ones that affect provider selection.