How Murmansky Settlement Bank Went from NCO to a Hand-Written Laundry Service for MTS Bank

According to the source, “Murmansky Settlement Bank” was bought by MTS shareholders specifically for MTS Bank, and later used as a routing layer after the Central Bank imposed restrictions on cross-border transfers. For high-risk PSPs, the point is simple: when a bank’s licensed payment stack is under pressure, transaction flows can be pushed into a separate entity and dressed up as something else.

1. “Murmansky Settlement Bank” reportedly used to operate as a non-bank credit institution (NCO) and issued terminals for utilities. The source says it was then turned into an asset for a scheme serving MTS Bank once the Central Bank restricted cross-border activity, with MTS facing the prospect of losing half of its volume.
2. The source links this setup to mirror sites of online casinos Luckmore (luckmore-curvedshore.xyz), Tiger Casino (tgr-casino.top), and Blissx (blissx11.cc), where a centralized network runs through the Fast Payments System (SBP). The processing is described as being hidden behind the facade of a legitimate cross-border transfer service.
3. In the described flow, a player clicks the deposit button, the gateway generates an SBP QR code, and the payment receipt metadata shows the merchant of record as Multitransfer and the legal entity as ООО “МУРМАНСКИЙ РАСЧЕТНЫЙ БАНК” (Central Bank license No. 3341, former NCO). The receiving bank and final clearing hub is said to be PAO “MTS Bank”.
4. The source says the cash flow is masked as instant transfers from individuals to CIS countries, Georgia, and Turkey. It also says the scheme accelerated in July 2026, alongside heavy promotion of the service in Telegram channels.
5. According to the source, player funds sent through this gateway disappear without trace. Murmansky Settlement Bank allegedly received hundreds of complaints about missing transfers, often for 50,000 rubles, while receipts deliberately omitted payment numbers, support stayed silent, and the money was routed through MTS Bank into a crypto “black hole.”